Hargreaves Lansdowne to become a bank?

As reported in the Dailey Mail: Financial services group Hargreaves Lansdown is expected to say it will apply for a full banking licence to take advantage of a growing flood of client money through its business. Analysts at investment bank Morgan Stanley say Hargreaves, which provides investment and share dealing services, could announce the move…

What I would tell Greece

What I would tell Greece to do tomorrow if they asked…3 Simple Solutions for The Financial Crisis

So I am always asked to lay out my proposals for moving out of the financial crisis. Well here it is -three simple things I would do from my book ‘Bank To The Future: Protect Your Future Before Governments Go Bust’. If I was appointed to advise the new Greek parliament tomorrow, here is what…


TEDx – Simon Dixon ‘Changing The Rules Of Banking’

It was a great honor to present at TEDx last weekend. I have been a TED fan for years and have always believed that the message about banking is an idea worth spreading through TED. But now we need your support in order to get tis message on the big TED stage where people like…

Capitalism Is The Crisis

Capitalism Is The Crisis Simon Dixon Reviews

So I was recently invited onto Press TV to review a documentary called ‘Capitalism is the crisis’. It blames us business people for all problems in the world – from austerity to student debt to riots to bankers bonuses and everything in between. Now if the documentary was called ‘banking is the crisis’ or ‘corporatism…

2012 Winners And Losers

2012 Winners And Losers – Will You Still Be Playing in 2017?

So it’s become a bit of a tradition for me now. Every New Years Day I pull out the financial charts and make some forecasts. (What a geek I know, it has been since my days trading for an investment bank). So in true New Years tradition this morning I pulled out the charts to…

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Businesses Getting Ready For Collapse Of The Euro

OK, while the documentary ‘the secret’ has some value, positive thinking alone will get you in a bit of trouble right now. I prefer – expect the best, but prepare for the worst and take massive action, don’t try and rely on the universe fixing everything for you right now. Just in case you have…

Future Vision Of Banking

You are crazy, a liar and a scammer

When I told the world years ago that banking was unsustainable and due a collapse because of banks ability to create money, I was often called a conspiracy theorist. When I told economists that their theories are built upon a misunderstanding of money, I was outcasted by academics. When I told students that most will…

Future of Facebook

The Future Of Facebook In Finance

I did a whole chapter on how money will evolve into social media platforms in the future. Thought I would share this interesting take with you here as it features a few of my friends… Facebook ad revenue is growing fast, but its currency system, called “Credits,” is growing even faster. Facebook will collect revenue…

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New Poll Shows People Are More Interested In Curry Than Banking Reform

The people think that Online Curries is more important than BankingReform. If you disagree, I need your vote here today, as the contest is about to end: Many have asked me about my new venture Bank To The Future, our mission is to create a social bank that operates of full reserves to create…

Monetray Reform

A Solution to the global financial crisis – A proposal for Monetary Reform

Over the years I have been looking at many proposals for monetary reform. I have met many monetary reformers and of those the most influential in my work have been James Robertson and Ben Dyson. From the work of James Robertson and spending many hours with Ben Dyson I have copied a proposal below which I fully back. The proposal is taken from Ben Dyson’s website

The following is a proposal for reform that can be implement in the UK

Central Banking Conspiracy

To Bailout or not to bailout – That is the question?

As we speak I am in the midst of a PR road show presenting the causes, consequences and solutions of the financial crisis and the need for monetary reform across the UK.

I have been presenting to audiences totaling about 2000 a month. and my new venture in banking without banks is making progress.

After presenting to this many people and meeting this many bankers, you start to recognise some common themes in the questions that come up repeatedly that I would like to address in this post.

After my presentation where I demonstrate to the audience how 97% of our money supply is created privately through private debt loans and that money creation by banks is an expanding process in which money created by past loans is perpetually recycled, re-loaned, providing an endless supply of new money, building up into a vast infinitely ballooning total of money and debt that eventually renders unaffordable interest repayments, I open up the floor to questions.

Similar questions tend to arise at each presentation.

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Why are we in a global financial crisis – The Problem with Orthodox Economic Theories

Today, as I write, the new merged UK banking giant Lloyds has underestimated the loss that is about to be incurred as a result of the merger with HBOS. The banking giant has received a huge bailout selling more shares to the government and is on its way to being yet another private bank doomed to nationalisation.

On the television I hear no mention of why this might be apart from propaganda trying to make the public angry about the CEO’s who have taken too much bonus and ’caused’ all this mess. It is very easy to divert attention away from our unsustainable system by blaming the crisis on greed when you have every newspaper and television show focusing

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Monetary Reform is not a conspiracy theory

As you research this topic further, monetary reform is often presented alongside a full blown conspiracy theory, which claims that the financial system is being shielded from criticism and deliberately employed as a device for keeping people in a state of dependency, so as to advance a high-level political agenda. But this conspiracy theory is far from proven. Certainly, most political figures clearly know nothing of the weakness of conventional economics.

What dominates the world is not a conspiracy, it is a philosophy, a philosophy

Wonga debt exploitation

A debt based monetary system, Export Warfare & Third World Debt

Our debt based monetary system is directly responsible for world export warfare and third world debts. In order to understand the need for exports it is necessary to understand that there is no such thing as a supply of permanent money to the economy, and the vast bulk of money within the economy has its origins in loans and is represented by a matching domestic debt. When goods are exported, foreign money is brought back into the economy, but the debt behind that money remains overseas, in the country of origin. Through exporting, money that has been borrowed into existence in another country is brought into the economy free of debt. The money can easily be turned into domestic currency via the foreign